MSRS - Disability Benefit Calculation Example

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Last Updated: 05/27/2009

Home >> Other Plans >> Military Affairs Plan >> Disability Benefit Calculation

Disability Benefit Calculation Example

The disability benefits for Military Affairs personnel are calculated using the General Employees Retirement Plan law. Benefits are calculated as shown below:

Example

High five average salary	$ 36,000 ($3,000 per month)
Years of service	20 years
Age at disability	40 years

Monthly average salary	$3,000
Service factor	x 34% (20 years at 1.7%)
Monthly disability benefit	$1,020

How your MSRS benefit may impact benefits payable from Workers' Compensation
If you qualify for MSRS disability and receive workers' compensation because of your disability, your workers' compensation benefit likely will be reduced by the amount of the disability benefits payable from MSRS. MSRS will pay your entire disability amount, and Workers' Compensation likely will apply the reduction.

How your MSRS benefit may impact benefits payable from your Long-Term disability insurance plan
If you purchase an optional Long-Term disability plan, the amount you are paid from MSRS may reduce the amount you are paid from your disability plan. Any amounts received from Social Security may also lower payments from your Long-Term Disability plan. For more information regarding your Long-Term disability plan State employees may contact Ochs, Inc., at (651) 665-3789 or (800) 392-7295.

If you would like an estimate of your MSRS disability benefit, please contact MSRS.