MSRS - Disability Benefit Eligibility


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Last Updated: 03/17/2011

	Home >> Unclassified Plan >> Disability Benefit Eligibility
	Disability Benefit Eligibility

	If you become totally and permanently disabled, you can apply for a disability benefit at any age. Total and permanent disability means that you are unable to engage in any substantial, gainful activity because of a medically determined physical or mental impairment. This impairment is expected to last for at least one year. Application for a disability benefit requires two medical reports stating that a total and permanent disability exists. The monthly disability amount is determined by the same criteria as the benefit payment. It is based on your account's dollar amount and your age when payment begins. The younger you are, the lower your monthly payment. If you switch to General Plan, it likely will provide you a higher monthly disability benefit. There are important timelines you need to consider when applying for a disability. You cannot apply for a disability benefit until the day after your last working day. After that time, apply for a benefit immediately. We strongly recommend not waiting for your sick leave or vacation to run out. You must apply for a disability benefit no later than 18 months after you end your employment.